Methodology

How we choose topics

We check who currently holds the first page of results for a question before writing about it. Where established publishers already cover a topic well, we do not add another thin page to the pile. We write where the existing answers come from parties selling something and nobody has published a straight explanation.

How claims are sourced

Any statement about a rate, a term or an approval requirement carries a named source and a date by which we will check it again. Lending terms move, and a figure quoted without a date is indistinguishable from a figure invented. Pages that state a percentage without a source fail our build and do not publish.

What we will not publish

• A rate presented as if it were an offer. We are not a lender and cannot quote you one.
• Approval odds stated as fact. Underwriting is specific to you and we do not see your file.
• A recommendation to finance where buying outright is plainly better.

Corrections

If a figure is wrong or out of date, we want to know and we will fix it. Being paid on referrals gives us a reason to want you to finance something, and the only defence against that is being correctable in public. See how we make money.